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Our modification calculator is based on the mortgage loan modification program developed by Fannie Mae / Freddie Mac at the direction of the FHFA. In order to compute your modified payment, we’ve made some assumptions about you and your loan (more info).

How much can a mortgage modification save you?
With just a few inputs, our mortgage modification calculator allows you
to see what your new mortgage payment could be*.
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To determine if your loan qualifies for a modification, you’ll need to submit an application to your mortgage servicer.

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